Affirm lets you split purchases into payments, which means your account is tied to a credit line, your bank and your buying history. If someone breaks in, they can borrow in your name — so it deserves real protection. Our GetMyPassword team covers how to change your Affirm password, reset it when you are locked out, and keep the account secure.
Change your password in settings
- Open the Affirm app or affirm.com and sign in.
- Go to your profile or Settings.
- Open the Security section and choose Change password.
- Enter your current password, then a strong new one, and save.
Affirm often signs you in with a one-time code to your phone or email; if you also use a password, make it long, random and unique because a credit line sits behind it.
Reset a forgotten password
On the sign-in page choose Forgot password? and enter your email or phone. Affirm sends a reset link or code; follow it to set a new password. Keep the email and phone number on your account current and protected, since they receive your sign-in and reset codes.
Guard the phone number behind it
Because Affirm leans on codes sent to your phone, your number is a key to the account. Protect it against SIM-swap fraud by asking your carrier to require an in-person visit or extra PIN for SIM changes. And remember that Affirm will never call or text asking you to share a code or move money — those requests are always scams.
A pay-over-time account is borrowing in your name. Protect its login the way you would a credit card: a unique password, a guarded phone number, and a flat refusal to share codes with anyone who contacts you.
Secure it with a unique password
Give Affirm a password you use nowhere else, created with our password generator, and turn on any extra security the app offers. Combined with a protected phone number and a habit of ignoring unsolicited “verify your account” messages, this keeps your credit line firmly yours.
Frequently asked questions
How do I change my Affirm password if I forgot it?
On the sign-in page choose “Forgot password?”, enter your email or phone, and follow the reset link or code Affirm sends. Keep your email and phone access current to complete the reset.
Will Affirm ask me for a code by phone or text?
No. Affirm will not call or message you asking to share a sign-in code or move money. Any such request is a scam; only enter codes yourself in the official Affirm app or website.
How do I keep my Affirm account secure?
Use a unique, strong password, protect the email and phone tied to the account, guard your number against SIM swaps, and never share a code or follow links in unexpected “account problem” messages.