SoFi puts your banking, loans and investments under one login, which makes that login one of the most sensitive you have. If someone gets in, they reach your money and your personal financial details at once. Our GetMyPassword team explains how to change your SoFi password, reset it when you are locked out, and lock the account down properly.
Change your password in settings
- Sign in at sofi.com or in the SoFi app.
- Open your profile or Settings, then the security section.
- Select change password.
- Enter your current password, then a strong new one, and save.
Because SoFi holds real money, give it a long password you use nowhere else — a leak on another site should never reach your finances.
Reset a forgotten password
On the sign-in page choose Forgot password? and enter your email. SoFi sends a reset link and will ask you to pass a verification step. Keep the email account secure, since whoever controls it can reset your way into your finances.
Two-factor is essential for money
For a financial account, a password alone is not enough. Turn on two-factor authentication, and prefer an authenticator app over text messages where SoFi allows it. Be alert to phishing: emails or texts about a “locked account,” a “suspicious transfer” or a “verification needed,” pushing you to log in through a link, are how most financial accounts are stolen. Open the app yourself rather than tapping links.
An account that holds your money deserves your strongest lock. A unique password plus app-based two-factor authentication is the baseline, not the extra mile, when your savings are on the line.
Secure it with a generated password
Create a long, random password for SoFi with our password generator and store it in a password manager. Combined with app-based two-factor authentication, a secured email and a habit of never logging in through links, it keeps your money and financial data firmly in your hands.
Frequently asked questions
How do I change my SoFi password?
Sign in at sofi.com or in the app, open your profile or Settings and the security section, select change password, enter your current password and a strong new one, then save.
How do I reset my SoFi password if I forgot it?
On the sign-in page choose “Forgot password?” and enter your email. SoFi sends a reset link and asks you to verify your identity. Keep your email account secure, since it controls the reset.
How do I keep my SoFi account safe?
Use a unique, strong password, turn on two-factor authentication with an authenticator app, secure your email, and never log in through links in emails or texts about locked accounts or suspicious transfers — open the app yourself.